October teaches us that every ending is a change for a beautiful new beginning-embrace the crisp air, the warm hues, and the idea of change.

I’ve been fortunate to spend 49 years as a State Farm agent, and the most rewarding part of that journey has been the opportunity to help people with their insurance needs. When I started, I wanted a commission-only career because I believed in earning customer confidence through service and results. Over the years, I’ve learned that taking care of policyholders and treating people the right way matters. I understand who keeps the lights on, and I believe in treating my staff with the same respect and care we show our customers every day.

My wife Jane and I are part of a blended family with five children and six grandchildren. We enjoy traveling, and when I’m not in the office, you can often find me golfing, boating, or fishing. We also have two dogs and enjoy supporting many charities throughout Lubbock, Texas, as well as several organizations beyond our local community.

Another reason these many years with State Farm have been so rewarding is the outstanding team I’ve had the privilege of working with. Our office is known for being friendly and professional, and we are proud to assist customers in both English and Spanish. While I don’t hold a professional designation, I have qualified for many company awards throughout my career, which reflects my longstanding commitment to serving our community.

Whether you’re looking for Auto Insurance, Homeowners Insurance, Renters Insurance, or Life Insurance, my team and I are here to help you understand your options and choose coverage that fits your needs. If you're in Lubbock, Texas and would like to discuss your insurance needs, stop by, give us a call, or reach out for a conversation today!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Dick works with Lubbock residents to find coverage that fits.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Connect with Dick for insurance guidance in Lubbock.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. In Lubbock, you can count on Dick for personalized service.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Dick, your local State Farm agent in Lubbock, TX, is here to help.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Dick is here to help your Lubbock household feel covered.

Q: How does life insurance work at a basic level?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Looking for coverage? Talk with Dick about your options in Lubbock.